Bankruptcy may be the smartest thing that Hostess has ever done.  Hostess was struggling for years before making the decision to file bankruptcy. I can't help but draw a parallel to personal bankruptcy.  Bankruptcy is commonly referred to as a "fresh start." What people dont realize is that the fresh start is often a better start.  It has been a great start for Hostess baked goods.  Hostess is back in the game and the bankruptcy allowed the company to revamp its business practices and come back stronger than ever.  Similarly, consumers filing for bankrutpcy can receive a fresh start to recreate  their positive balance sheet.  Consumers are given the freedom to set new priorities with their expenses and come up with a financial plan for the future allowing them to experience economic success.

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