Seelinger Law

Bankruptcy Blog


You Might Not Need to File for Bankruptcy if:

Monday Mar 4th, 2019

You are “Judgment Proof”You might not have to worry about collection actions by your creditors if you do not own anything that a creditor can legally take from you, under the laws of your state.


What Debts are Eliminated in Bankruptcy?

Wednesday Jan 23rd, 2019

Through a Chapter 7, most of your debts will be discharged. Credit cards, medical bills, utility bills, deficiency balances on car loans, and many more are completely discharged. Student loans will not be discharged except in rare circumstances, and neither will alimony, child support, and recent tax debt.


Can I Keep My Tax Refund if I File for Bankruptcy?

Friday Jan 11th, 2019

Before looking into the specifics of tax refunds, keep in mind that 97% of bankruptcy cases are 'no asset cases.' This means that the filer gets to keep all of their things and the trustee takes nothing.


Do Debt Collectors Target Some People More Than Others?

Wednesday Dec 12th, 2018

Debt collectors call you multiple times a day: they call at work, they call at home, and they even call family members. You have friends who are behind on their bills yet they do not get any of the phone calls. This scenario is quite common. It doesn't just seem like creditors are targeting you, they are targeting you.


Can I File For Bankruptcy if I Only Have Medical Bills?

Tuesday Dec 4th, 2018

Yes. Health care can be very costly. Hospital charges and doctor’s fees add up quickly, for procedures of all kinds, whether performed as outpatient services or more complicated procedures requiring a hospital stay.

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What Does the Bible Say About Bankruptcy?

Monday Nov 12th, 2018

There is a stigma attached to bankruptcy that sometimes deters individuals from persuing it. Bankruptcy is not a bad word- bankruptcy is a forgiveness of debt that has been around since biblical times. We should not be ashamed that we sometimes dig ourselves too deep- we are human and we deserve a fresh financial start.

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What Happens to My Debts After I File for Bankruptcy?

Thursday Feb 8th, 2018

At Seelinger Law, we believe that you should find out your options. We believe that bankruptcy is a way out, a way to a fresh financial start just as Congress intended, not the nasty “B” word that creditors would have you believe.


What is a Jury Trial?

Sunday Nov 5th, 2017

The defendant has the right to proceed by jury in all cases where the most serious offense charged is a misdemeanor, felony, or murder charge. Also, the representative for the Commonwealth may elect to proceed by jury. The first step is picking the jury of twelve.

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Why Debt Consolidation Companies are Not a Good Alternative to Bankruptcy

Thursday May 11th, 2017

Debt consolidation companies tell you that they can make deals with the banks and settle your credit card debts. Understand that they start taking your money even before they make any contact with the banks. There is absolutely no guarantee that the banks will take their offer.

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